BISP Digital Wallet 2026: Women Can Withdraw Payments from Six Banks
BISP Introduces Digital Wallet and Interoperability System for Women Beneficiaries
Islamabad, November 4, 2026: Benazir Income Support Programme (BISP) Chairperson Senator Rubina Khalid has announced the introduction of a Digital Wallet and Interoperability System to ensure secure, transparent and convenient payments for women beneficiaries across Pakistan.Addressing a live e-Kacheri organised through BISP’s official Facebook account at the programme’s headquarters, Senator Rubina Khalid said the initiative had been launched on the directions of President Asif Ali Zardari and Prime Minister Shehbaz Sharif as a major facility for women beneficiaries.During the online session, 25 callers from different parts of the country contacted the chairperson and shared their complaints and concerns. She directed relevant officials to resolve all complaints on a priority basis and submit immediate reports.
Women Can Receive Payments from Six Partner Banks
Senator Rubina Khalid explained that under the new Interoperability System, women beneficiaries will no longer be restricted to a particular city or bank. They will be able to withdraw their payments from any authorised retailer of six partner banks anywhere in Pakistan.The participating banks include
:HBL
Habib Microfinance
Bank Alfalah
Telenor Microfinance
Bank of Punjab
Mobilink/Jazz Bank
Beneficiaries must carry their original CNIC and complete biometric verification to receive payments.
Free Benazir SIM Available Only at BISP Offices
The BISP chairperson urged women who have not yet received their free Benazir SIMs to collect them from their nearest BISP office.
Beneficiaries must bring their original CNIC and personal mobile phone. She warned women against obtaining SIM cards from franchises, retailers or unauthorised individuals.
SIM activation will only be carried out by representatives of the relevant mobile phone company at designated BISP sites. Beneficiaries should also ask BISP staff to insert the SIM into their mobile phones themselves.
The chairperson also advised women whose CNICs have expired to renew them immediately through NADRA to avoid difficulties in receiving their payments.Regarding the BISP survey, she clarified that its purpose is to determine household eligibility. Once a household has completed the survey, another survey cannot be conducted before two years.She urged beneficiaries not to repeatedly visit BISP offices for another survey within this period.The new Digital Wallet and Interoperability System aims to improve transparency, strengthen payment security and provide women beneficiaries with greater flexibility in accessing financial assistance across Pakistan.
Important Payment Security Instructions
Senator Rubina Khalid advised beneficiaries to follow important security measures:Check the SMS confirming the transfer of funds into the Digital Wallet before visiting a bank retailer.Collect and preserve the confirmation SMS received after withdrawing money.Never hand over your mobile phone to a retailer, agent or any other individual during payment collection.Always use authorised and trusted bank retailers.Keep both payment-related SMS messages محفوظ for future reference.
CNIC Renewal and Survey Guidelines
The chairperson also advised women whose CNICs have expired to renew them immediately through NADRA to avoid difficulties in receiving their payments.Regarding the BISP survey, she clarified that its purpose is to determine household eligibility. Once a household has completed the survey, another survey cannot be conducted before two years.She urged beneficiaries not to repeatedly visit BISP offices for another survey within this period.The new Digital Wallet and Interoperability System aims to improve transparency, strengthen payment security and provide women beneficiaries with greater flexibility in accessing financial assistance across Pakistan.
